IDProtect®
protection you can count on!

At Bank of Travelers Rest, we realize how important your good name is to you.  That’s why we now offer a complete identity theft solution that helps you prevent identity theft but assists you in the event that you fall victim.

By adding IDProtect to any consumer checking account, you will be putting in place the tools to help stop a potential fraudster from accessing and using your personal information.  And for less than $36 for one year (that’s $2.95 deducted from your checking account per statement cycle), you will have the benefit of covering your entire family1 with a suite of solutions aimed at protecting your good name.

IDProtect offers:

 

Credit Monitoring

IDProtect monitors your credit from all three of the major credit reporting agencies:  Equifax; Experian; and TransUnion.  If your credit is pulled for any reason, this service alerts you (in a manner you indicate) of that inquiry in order for you to stay informed about when your credit report is accessed.  If it is a legitimate inquiry, there’s nothing for you to do.  If it is questionable, you would contact the Identity Theft Resolution Service. (Registration/Activation Required)2

Total Identity Monitoring

This feature of IDProtect provides continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many more.  If your risk is rated at medium or high, you will be notified of a possible breach of your identity.   (Registration/Activation Required)2

3-in-1 Credit Report with your credit score

IDProtect gives you access to view entries on your credit reports from all three of the major reporting agencies.  And unlike other services, this can be viewed at any time AND it includes your credit score!   (Registration/Activation Required)2

Identity Theft Insurance3

IDProtect offers up to $10,000 identity fraud expense reimbursement coverage3 for expenses associated with clearing your name and repairing damaged credit should you fall victim to identity theft.  Covered expenses include:  coverage for wages lost for time taken off work to correct personal records; reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents fees for investigating medical related identity fraud, reasonable costs for travel and accommodations related to resolving an identity fraud incident, and expenses associate with the replacement of government issued personal identification documentation.

Identity Theft Resolution Services

In the event that you suspect you have been victim of identity theft, IDProtect offers resolution services in which a dedicated fraud specialist will work with you to begin the steps and follow through with the recovery process.  Toll-free access to your fraud specialist included an Identity Theft Recovery Case Plan that will keep you informed throughout the recovery process.

Debit and Credit Card Registration

Personal Card Registration allows you to enter your credit, debit and store card numbers in one place.  In the event your wallet is stolen or you feel your information has been compromised, one call cancels all your registered cards.   (Registration/Activation Required)

Online News Center

Find valuable news, references, phone and web resources by visiting www.idprotectme247.com.  (Registration/Activation Required)

 

If you have already become part of IDProtect by adding it to your consumer checking account at Bank of Travelers Rest, access the IDProtect website by clicking on the logo below.  When you log in for the first time, you will need the access code found on the Welcome Letter given when you added IDProtect onto your checking account.

 

IDProtect Logo 

This insurance product is not a deposit; not FDIC insured; not insured by any federal government agency; and is not guaranteed by the financial institution/affiliate.

 

1 Family includes: Spouse, persons qualifying as a domestic partner under the provisions of any applicable federal, state or local law, children under 25 years of age and parent of such natural persons who are residents of the same household.

2 Registration/Activation required for each family member eligible for coverage.

3 Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.