Personal Savings	Money Market	Premium Money Market	Certificate of Deposit	Flex 24 Certificate of Deposit	Prime Rate Certificate of Deposit
Minimum Opening Deposit	$50.00	$1,000	$10,000	$1,000	$500 additional deposits allowed	$500 additional deposits allowed
Maintenance Fee1	$5.00 per statement cycle waived with $200 minimum balance or Savers under age 21	$10.00 per statement cycle waived with $1,000 daily minimum balance	$10.00 per statement cycle waived with $10,000 daily minimum balance	None	None	None
Interest Earned	Interest earned on balances of $25 or more	Interest earned on balances of $1,000 or more, with special tiered rates	Interest earned on balances of $1,000 or more, with special tiered rates	Interest rates determined by time and amount invested	Fixed rate with a one time option to change interest rate during original term	Interest rate varies based on the prime rate2
Withdrawal Limitations	6 per statement cycle, then $3.00 per withdrawal*	6 per statement cycle, then $10.00 per withdrawal*	6 per statement cycle, then $10.00 per withdrawal*	Penalties may apply	Penalties may apply	Penalties may apply

^{*Federal regulation limits the number of withdrawals ot 6 per statement cycle. Additional limits may apply per your account disclosure.}

1.Maintenance fee per statment cycle.

2.Prime rate as defined in The Wall Street Journal on the 15th of each month or, if the 15th day of the month is not a business day, then the first business day following the 15th day of that month.