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Personal Checking Accounts

Bank of Travelers Rest understands customers should have options to meet their unique checking account needs. By reviewing the Product Comparison Chart below, you can determine the option that best meets your needs.  When you find your perfect match, contact us, visit any of our convenient locations, or open an account online. 

Contact Us Visit UsOPEN AN ACCOUNT

 

Included Features

No matter which account you select, you will receive the following:

  • FREE Visa® Debit Card
  • FREE Online Banking with Bill Pay
  • FREE myBTRmoney with Mobile Deposit 1
  • FREE Zelle® Person to Person Transfers (P2P)
  • FREE eStatements with Images
  • FREE 24-Hour Telephone Banking
  • FREE Customer Support Center inquiries
  • FREE ATM Withdrawals2
  • Sign up for Direct Deposit AND eStatements within the first 90 days of account opening, and we'll put $100 into your account.3

 

 

 Product Comparison Chart

Features

Free Checking

SimpleStart  Checking® 

ValuePack Checking

Prestige Checking

Premium Checking

Minimum Opening Deposit

$100

$100

$100

$100

$100

Maintenance Fee per Statement Cycle

N/A 

$15.00

  

$7.50 fee waived When you maintain a $500 minimum daily balance

 

  

$10 fee waived if Primary account owner is age 55 or older

(Primary account owner is defined as the customer whose name and social security number are used first when opening an account.)

$25 fee waived when combined average of Premium Checking and current balance of Certificates of Deposit exceeds $25,000

Interest Earned

 N/A 

N/A  

Interest earned on balances of $500 or more

Interest earned on balances of $500 or more

Interest earned on balances of $500 or more and based on Premium Money Market rate tiers

Free Checks

 N/A 

N/A  

N/A

Two boxes per year4

Two boxes per year4

Check Images

 N/A 

 N/A 

Included with statement

Included with statement

Included with statement

Safe Deposit Box

20% discount annually5

20% discount annually5

20% discount annually5

20% discount annually5

Free6

Overdraft Privilege7

$500

$300

$500

$500

$1,000

Disclosures

1. 3rd party messages/data rates may apply. Review your contract with your wireless provider for complete terms and conditions.
2. Non-Bank of Travelers Rest foreign ATM fees waived. Other banks' fees apply.
3. Bank of Travelers Rest will deposit $100 into your checking account after the first direct deposit is received AND you have signed up for eStatements BOTH within 90 days of account opening. This account opening incentive is valid once per individual.  This account must be in good standing with no negative balance activity within the first 90 days of account opening to receive the account opening incentive.  Existing Bank of Travelers Rest checking account customers are not eligible for this offer.  This excludes Health Savings accounts.
4. A special check design style is offered as a free benefit of this account.
5. Safe Deposit Box annual fee must be drafted from a Bank of Travelers Rest account.
6. Free 3" x 5" or 5" x 5" safe deposit box. (Larger boxes will be discounted 20% annually when drafted from a Bank of Travelers Rest account.)
7. A $28.50 Overdraft Fee per Overdraft Privilege item paid applies. Free Checking, ValuePack Checking and Prestige Checking accounts with recurring direct deposit are eligible for $700 Overdraft Privilege.

 

SimpleStart Checking is a registered trademark of Bank of Travelers Rest  |  Visa is a registered trademark of Visa International Service Association  |  Zelle is a registered trademark of Early Warning Services, LLC.  Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Questions?

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